In late 2018, Mile High Flood District (MHFD) and Federal Emergency Management Agency (FEMA) worked together to get a number of locally created Flood Hazard Area Delineation (FHAD) studies incorporated into the FEMA Flood Insurance Rate Maps (FIRMs).The FHADs had been produced to identify and update flood risk potential and floodplain boundaries. Learn more about the PMR process and what that could mean for you and your property.
Everything you want to know about FHADs — from how they’re developed and how their data gets incorporated into the FEMA FIRM, to how the revised FIRM affects property owners and local regulations.
As a homeowner, there’s lots to consider when it comes to insurance. Get information about common insurance situations that property owners may have to deal with when a new FIRM goes into effect and what they can reduce their insurance rates.
Learn more about the LOMR and Appeal process when it comes to changing preliminary FIRM information and when to use a LOMR vs. an Appeal.
Do you rent your home? If so, there are different insurance options for non-owner occupied structures when a new FIRM goes into effect. Learn more about each of them and how to reduce your insurance rates.
Having current flood maps is important to any resident or business owner looking to build or develop new structures or redevelop current ones.